Equipment Loans
Simple, fast and flexible equipment financing
Oklahoma AgCredit provides farmers and ranchers with the tools to grow their operations through competitive equipment loans. Whether you're buying, leasing, or refinancing, we offer solutions that fit your needs. With AgDirect® and Farm Credit Leasing, you get access to flexible terms, competitive rates, and expert support built specifically for agriculture.
Financing Options to Fit Every Need
AgDirect® Loans
Oklahoma AgCredit partners with AgDirect® to offer flexible equipment financing for purchases at dealerships, auctions, or from private sellers. With AgDirect®, you’ll enjoy:
Options to buy, lease, or refinance equipment (new or used).
Fixed or variable interest rates.
Financing terms from 2 to 7 years on most equipment, with up to 10 years on pivots.*
Delayed payments of up to one year.*
No prepayment penalties, letting you pay off loans early without fees.
AgDirect® also makes financing simple and fast with easy applications, quick credit decisions, and support from experts who understand agriculture.
Farm Credit Leasing
For those looking to lease equipment, Farm Credit Leasing offers a range of benefits, including:
Reduced expenses and lower taxes.
Flexible lease terms tailored to your needs.
Access to better equipment without the burden of ownership.
Why Choose AgDirect for Equipment Financing?
Competitive Rates and Terms:
Enjoy fixed and variable rate options with terms from 2 to 7 years, and up to 10 years for pivots.*
Financing Flexibility:
Finance equipment through a dealer, auction, or private seller with purchase, lease, and refinancing options.
Customer Service You Can Count On:
Speak with real people who understand your needs—no automated systems when you call during business hours.
Quick and Easy Applications:
Apply online or at the dealership in under 10 minutes, with most credit decisions made in seconds.
Types of Equipment Financing
At the Dealership
Buy, lease, or refinance new and used agricultural equipment directly at farm equipment dealerships.
Private Party Purchases
Purchase or lease equipment from private sellers with financing options available.
Auction Purchases
Secure pre-sale credit decisions for new or used equipment purchased at traditional or online auctions.
Farm Equipment Rates and Terms
Purchase, lease, or refinance new or used equipment with fixed or variable rates.
Switch from variable to fixed rates without fees.
Financing terms from 2 to 7 years, and up to 10 years for pivots.*
No prepayment penalties for loans under $500,000.**
Delayed payments of up to 15 months.*
Ready to power your operation with the right equipment?
Contact us to get started.
*Subject to approval.
**Excludes leases over $500,000.
Loan Calculator
* To adjust these values, please use the full Loan Calculator. This is a research tool and the amount is subject to change.