About
Financing Rural Oklahoma
We Support Rural Communities and Agriculture
Oklahoma AgCredit is a proud member of the Farm Credit System, providing reliable, consistent credit to farmers, ranchers, rural businesses, and homeowners. With a mission to strengthen rural communities, we offer customized loans, leases, and financial services across 60 counties in Oklahoma.
For more than 100 years, we have helped producers and agribusinesses navigate industry challenges, ensuring financial stability and long-term growth. As part of the Farm Credit System, we are committed to providing flexible financing solutions today and for generations to come.
A Cooperative That Puts Members First
Oklahoma AgCredit is a cooperative—meaning we are owned by the very members we serve. Our profits are reinvested in two ways:
Strengthening our financial stability to continue providing low-cost credit.
Returning earnings to our members through our Patronage Program, effectively reducing borrowing costs.
Since 1997, we have returned approximately $100 million to our members, reinforcing our commitment to financial strength and customer-focused service. Our Board of Directors, elected by our members, guarantees that borrower concerns are represented at the highest level. Additionally, Appointed Directors bring financial and industry expertise to guide our decision-making.
How We Are Funded
Oklahoma AgCredit does not take deposits or receive government funding. Though originally established by Congress in 1916, we operate independently through the Farm Credit System, which raises funds by selling AAA-rated debt securities on national money markets.
This system allows us to offer competitive interest rates, regardless of financial conditions in the agricultural industry.
Financing Rural Communities & Agriculture
We proudly serve every part of agriculture—from young farmers just starting out to large-scale agribusinesses. Our loans and financial services support:
Farmers, ranchers, and rural homeowners
Farmer-owned cooperatives and agribusinesses
Companies exporting U.S. agricultural products
Rural infrastructure providers for power, telecommunications, and water services
Rural communities need modern infrastructure and reliable financial support, and we are dedicated to continuing their growth. For over a century, Farm Credit has provided financial stability in both good and challenging times—and we remain committed to that mission for the next 100 years.
Learn more about Farm Credit at www.farmcredit.com.
Get in Touch
For over a century, Oklahoma AgCredit has supported rural Oklahoma with financial solutions. Whether you need financing for your farm, ranch, home, or agriculture business, we are here to help.