Oklahoma AgCredit supports rural Oklahoma and agriculture with consistent, reliable financing. Oklahoma’s farmers, ranchers and rural homeowners deserve competitive and fixed interest rates, flexible terms and customizable payment options.  We offer loans for rural property, livestock, equipment and operating costs that provide you security and that are held and serviced locally.

Rural Real Estate Loans – Purchase, improve or refinance your farm, ranch or rural recreational property. Financing rural real estate is our specialty. Ask about our long-term fixed rates.

Country Home Loans – From acreage with a house to a large working ranch and everything in between, we have the financial solution. When it comes to financing your country home, choose a lender that’s already there. Click to view the list of Oklahoma AgCredit loan officers with NMLSR IDs.

Operating Loans – The day-to-day expenses of a farm or ranch require a lot of capital. Our revolving lines of credit help you get the money you need, when you need it for feed, fertilizer, seed and labor.

Livestock Loans – Loans for the purchase, care, feeding, or refinancing livestock.  

Poultry Industry Loans – Get money needed to build poultry houses, aquire and feed birds and operate your poultry operation.

Agribusiness Loans – Because agriculture is more than just farms and ranches, we are your full-service ag lender. Get the capital you need to help your agribusiness grow.  

No matter what type of agriculture you do, discuss your credit needs with one of our loan officers. We understand agriculture.

AgDirect Equipment Financing Program

Oklahoma AgCredit offers AgDirect® equipment financing -- available at your equipment dealer, at auctions (traditional or online) and for private party equipment purchases.

AgDirect® provides the expertise you want and the flexibility you need:

  • Buy, lease or refinance
  • New or used equipment
  • Variable or fixed rates
  • Financing terms from 2-7 years*
  • Up to a 10-year term on pivots*
  • Delayed payments up to one year*
  • No prepayment penalties*
  • Easy application
  • Quick credit decisions

Young, Beginning and Small Farmer Program

Our YBS Program provides sound and dependable credit and credit-related services to young, beginning and small farmers, ranchers and producers or harvesters of aquatic products. We strive to help them build a viable business operation through the implementation of YBS underwriting standards and lending programs.

Oklahoma AgCredit believes it has a responsibility to support YBS farmers. Accordingly, the Association encourages the financing of young, beginning and small farmers and ranchers by implementing programs designed to meet the needs of these applicants to the fullest extent of their creditworthiness. This includes establishing qualitative and quantitative goals and periodically evaluating the results of the program, such as dollar volume, number of loans, volume through coordination efforts, and implementing various outreach activities.

The Association supports government efforts to provide beginning farmer assistance through special programs. This includes making efforts to coordinate with other Associations, non-System lenders, government agencies, co-signers, and other guarantors to develop and/or provide joint financing.

Farm Credit Leasing

Oklahoma AgCredit offers the benefits of leasing – flexible terms, reduced expenses, lower taxes, access to better equipment and more control over your balance sheet.  With Farm Credit Leasing, lease options are available to Farm Credit borrowers and agricultural producers with a wide variety of lease terms and structures, which can be customized to fit your individual needs.